Saturday, July 20, 2013
Someone REALLY wants to meet YOU :)
View Your Credit Scores Fast
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In the United States, a credit score is a number based on a statistical analysis of a person's credit files, that in theory represents the creditworthiness of that person, which is the likelihood that people will pay their bills. A credit score is primarily based on credit report information, typically from one of the three major credit bureaus: Experian, TransUnion, and Equifax. Income is not considered by the major credit bureaus when calculating a credit score. There are different methods of calculating credit scores. FICO, the most widely known type of credit score, is a credit score developed by FICO, previously known as Fair Isaac Corporation. It is used by many mortgage lenders that use a risk-based system to determine the possibility that the borrower may default on financial obligations to the mortgage lender. All credit scores have to be subject to availability. The credit bureaus all have their own credit scores: Equifax's ScorePower, Experian's PLUS score, and TransUnion's credit score, and each also sells the VantageScore credit score. In addition, many large lenders, including the major credit card issuers, have developed their own proprietary scoring models. Studies have shown scores to be predictive of risk in the underwriting of both credit and insurance.[15][16][17] Some studies even suggest that most consumers are the beneficiaries of lower credit costs and insurance premiums due to the use of credit scores.[16][18] New credit scores have been developed in the last decade by companies such as Scorelogix, PRBC, L2C, Innovis etc. which do not use bureau data to predict creditworthiness. Scorelogix's JSS Credit Score uses a different set of risk factors, such as the borrower's job stability, income, income sufficiency, and impact of economy, in predicting credit risk, and the use of such alternative credit scores is on the rise. These new breed of credit scores are often combined with FICO or bureau scores to improve the accuracy of predictions. Most lenders today use some combination of bureau scores and alternative credit scores to develop a better insight into their borrower's ability to pay. It is widely recognized that FICO is measure of past ability to pay and that's why new credit scores that focus more on future ability to pay are being deployed to enhance credit risk models. L2C offers an alternative credit score that uses utilities payment histories to determine creditworthiness and many lenders use this score in addition to bureau scores to make lending decisions. Many lenders use Scorelogix's JSS score in addition to bureau scores since the JSS score factors job and income stability to determine if the borrower will have the ability to repay debt in the future. It is estimated that FICO score will remain the dominant score but in all likelihood it will always be used in conjunction with other alternative credit scores which offer new layers of risk insights.
detained while trials were pending and insist that it will withstand court scrutiny. A federal agent convicted for the first time under the Kansas law could face six months in prison, though probation would be the presumed sentence."These hard-working federal employees cannot be forced to choose between the risk of a criminal prosecution and the continued performance of their federal duties," Barry Grissom, the U.S. attorney for Kansas, said in a statement Thursday.But Kobach called Holder's analysis "simplistic and incorrect" and said the Kansas law is valid to protect the state's residents against unconstitutional measures enacted by Congress."We are very, very confident of our position," Kobach said in an interview. "The state of Kansas is not in any way afraid of a legal challenge."The office of Kansas Attorney General Derek Schmidt has already anticipated a potential legal challenge from the federal government, and has asked legislators to increase its budget by $225,000 over the next two years to cover litigation costs.Stoneking said a dispute could arise after a local gunsmith sells a firearm manufactured in Kansas to a state resident without complying with federal requirements for a background check on the buyer or registering the gun. Kobach agreed."Until that actually happens, there won't be any litigation," Stoneking said. "The federal government will have to have some way of finding out."Supporters of the Kansas law have sa
is family.Friday is Ricardo Portillo's youngest daughter's 16th birthday, and the family was planning to leave on vacation Thursday, Johana Portillo said. Instead, they have set up a bank fund in case their father dies."If my dad doesn't make it, we want to make his last wish come true," Johana Portillo said. "To see his family again."She said his sisters are trying to come from Guadalajara, Mexico. The referee hadn't seen his sisters in the 16 years since he moved to Utah."It's just not fair," said Johana Portillo, holding back tears. "This person caused us a lot of pain. I want justice for my dad, and we're going to get it. ... If he spends time in jail forever, it's not enough. They are not going to bring my daddy back."
Wednesday, July 17, 2013
Someone REALLY wants to meet YOU :)
Wednesday, June 26, 2013
Time to visit Playlist.com - important news
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Thursday, December 31, 2009
Beetar has sent you this Mippin
A message from your friend Beetar Download free album.... M.î.A - Arular. ©2010........BEETARSTA™ | |
M.I.A. - Arular by Fusion 45 Fusion 45 Presents Paste Magazine’s Albums of the Decade #10 M.I.A. (aka Mathangi “Maya” Arulpragasam) was a visual artist who began toying with a Roland 505 Drum Machine about 10 years ago. Having secured one of her own via former Elastica member, Justine Frischman, Arulpragasam began programming beats in her bedroom shortly thereafter. When Frischman’s manager who the demos, Arulpragasam was signed to XL Recordings under the name M.I.A. Arular, named after her father, was the first of her two albums and has been nominated for or won numerous music awards over the past five years. Banana Skit Pull Up The People Bucky Done Gone Sunshowers |
Beetar has sent you this Mippin
A message from your friend Beetar Download free album.... M.î.A - Arular | |
M.I.A. - Arular by Fusion 45 Fusion 45 Presents Paste Magazine’s Albums of the Decade #10 M.I.A. (aka Mathangi “Maya” Arulpragasam) was a visual artist who began toying with a Roland 505 Drum Machine about 10 years ago. Having secured one of her own via former Elastica member, Justine Frischman, Arulpragasam began programming beats in her bedroom shortly thereafter. When Frischman’s manager who the demos, Arulpragasam was signed to XL Recordings under the name M.I.A. Arular, named after her father, was the first of her two albums and has been nominated for or won numerous music awards over the past five years. Banana Skit Pull Up The People Bucky Done Gone Sunshowers |
Beetar has sent you this Mippin
A message from your friend Beetar Free album.....BAC 2 BLAC-AMY WYN. ©2010 BEETARSTA™ | |
Amy Winehouse - Back To Black by Fusion 45 Fusion 45 Presents Paste Magazine’s Album of The Decade #19 Amy Winehouse’s platinum-selling debut, Frank, released in 2003, when she was just twenty years old, certainly served notice of a considerable vocal talent with a gift for clever songwriting. But nothing could have prepared me for the retro masterpiece she’d follow it up with. I was able to get my hands on Back to Black after it was released in the U.K. in October, and I’ve been listening to it ever since. The album is heavily influenced by ’60s girl groups like the Shangri-Las, and that sound is updated with a hip-hop sensibility courtesy of producers Mark Ronson (Christina Aguilera) and Salaam Remi (Nas, Fugees). But make no mistake: Winehouse is the star here. Her whiskey-soaked voice (when she’s talking about rehab, she ain’t kidding) gives every track a classic feel, and the album contains remarkably insightful lyrics on love, life and relationships. In R and B’s current state, Back to Black is even more important. The album starts strong with the album’s first single, “Rehab,” before moving right into the big drums and barroom tale of “You Know I’m No Good,” a version of which turned up on Ghostface’s More Fish (somehow, I don’t even really miss the charismatic emcee here). “Me and Mr. Jones,” rumored to be a fictitious gripe directed at Nasir Jones, let’s you know right away you’re not in Motown with the line, “What kind of fuckery is this?/ You made me miss the Slick Rick gig.” It’s this kind of playful inventiveness that makes this album more than just a tribute to sounds past. Nowhere is that more apparent than on “Addicted,” an ode to Winehouse’s greenery vice and a warning to thieving boyfriends. This could pass for a Supremes anthem until you stumble across a line like this: “It’s got me addicted/ Does more than any dick did.” Song titles like “Back to Black,” “Love Is a Losing Game,” “Tears Dry on Their Own” and “Wake up Alone” should give you an idea of where Winehouse is coming from. The album follows a similar jilted-lover story line to that of Mark Ronson’s other collaborator and U.K. sensation, Lily Allen. “He Can Only Hold Her” uses the same Curtis Mayfield and the Impressions musical base as John Legend’s “Slow Dance,” but to much better advantage. (Legend is undeniably talented, but Back to Black takes all the musical cues and themes he hinted at on Once Again and does them better.) These days it seems R&B’s brightest stars have either disappeared (Erykah Badu), gone crazy (Lauryn Hill) or both (D’Angelo). At the same time, a wholly original, fully finished album from Bilal is put on a shelf and another one from Musiq Soulchild is right around the corner. Meanwhile, calendar girls like Ciara and Rihanna are being passed off as singers. But Back to Black stands in testament to the fact that talent and originality still exist-and can still create buzz. Last month, both of Winehouse’s shows at New York City’s Joe’s Pub sold out (scalpers were reportedly getting as much as $250 per), and the audience included Jay-Z and Mos Def. Winehouse already won the Brit Award for best British female solo artist (and garnered three other nominations), and Back to Black should wind up at the top of many best-of lists this year. Let’s just hope her shaky personal habits leave her in good enough shape to enjoy the praise that’s sure to come. (Bryan Whitefield, PreFix Magazine;, March 2007) Addicted Back To Black Cupid He Can Only Hold Her Hey Little Rich Girl Just Friends Love Is A Losing Game (demo) Love Is A Losing Game Me And Mr. Jones Monkey Man Rehab Some Unholy War (Acoustic) Some Unholy War Tears Dry On Their Own To Know Him Is To Love Him Valerie Wake Up Alone You Know I’m No Good You’re Wondering |
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